Dreaming of the overwater bungalows of the Maldives or Bora Bora, but dreading the 30-hour transit? Luckily, paradise is closer than you think. Read on to discover the best overwater bungalows near Florida, from luxury all-inclusive to boutique eco-resorts. Whether you’re searching for private pools, private islands, or just a dreamy overwater escape, these are the most stunning overwater resorts in the Caribbean. The best part? they’re just a stone’s throw away from the beautiful shores of Florida.
23 Best Overwater Bungalows Near Florida
I’ve compiled the 23 best overwater bungalows near Florida below. From luxury all-inclusive resorts to boutique eco-lodges, here are the best overwater villas near Florida.
My personal favorites are Palafitos Overwater Bungalows for its private pools in all overwater rooms, and Eclypse de Mar Acqua Lodge for its affordable bungalows and pristine setting.
QUICK PICKS: 3 BEST OVERWATER BUNGALOWS NEAR FLORIDA
Don’t have time to read the whole article? No problem! Here are the three best overwater bungalows in the Caribbean.
ACCOMMODATION COMPARISON TABLE
You’ll find the 23 Best Over Water Bungalows near Florida below, with a table showing current resort rates. The prices listed are per night and are subject to change. Some of the resorts below are all-inclusive, and I’ve listed the price per night for 2 guests.
22 BEST OVERWATER BUNGALOWS NEAR FLORIDA
Florida is home to some of the best waters in the States. And although there aren’t many typical overwater bungalows in Florida itself, there are plenty just a short flight away. With the sparkling waters of the Caribbean Islands so close, the Sunshine State is actually a great stepping stone to your next overwater holiday. From all-inclusive resorts to modest eco-lodges, here are the 22 best overwater bungalows near Florida.
Disney’s Polynesian Village Resort
Disney’s Polynesian Village Resort, set in the heart of Disney World in Orlando, offers a taste of Tahiti without the long-haul flights. Its overwater bungalows are cheekily known as the Bora Bora Bungalows. The bungalows provide guests with a blend of Disney charm and Polynesian-inspired design. Featuring 2-bedrooms, a full kitchen, and private plunge pools, these overwater suites are the ultimate splurge during a stay at Disney. Meanwhile, the Polynesian Village Resort offers a variety of amenities, including world-class dining, themed pools, a white-sand beach, and easy access to the Disney parks. A stay at Disney’s Polynesian Village Resort is a great way to experience (the magic) and the allure of an overwater escape without leaving Florida.
Click Here to check the current rates and availability for Disney’s Polynesian Village Resort
Overwater Bungalows in Jamaica
There are two Sandals resorts featuring extravagant overwater bungalows located in Jamaica. Both are all-inclusive, couple-only resorts, with signature heart-shaped jetties. Whichever you choose, you’ll know you’re staying at one of the best overwater bungalows near Florida.
Sandals Royal Caribbean
For an extraordinary overwater bungalow experience near Florida, look no further than Sandals Royal Caribbean in Montego Bay, Jamaica. This couples-only, all-inclusive resort offers a collection of South Pacific-style overwater bungalows. The overwater rooms at Sandals Royal Caribbean offer unparalleled luxury and romance. These elegantly appointed bungalows feature glass floor panels, floor-to-ceiling glass doors, private infinity pools, and indulgent soaking tubs. What sets this resort apart is its secluded private island setting, complemented by the convenience of all-inclusive amenities. There are a variety of dining options, water sports, and the usual 5-star amenities like a fitness center and spa. With exceptional service and breathtaking surroundings, Sandals Royal Caribbean is the ideal choice for an unforgettable overwater bungalow experience in the Caribbean.
Click Here to check the current rates and availability for Sandals Royal Caribbean
Sandals South Coast
Located in Whitehouse, Sandals South Coast is another Jamaican overwater haven for honeymooners and couples. This idyllic resort embraces whimsical romance with its overwater glass-floored chapel and heart-shaped walkways. The bungalows themselves offer a luxurious experience, featuring glass floor panels, outdoor soaking tubs, overwater hammocks, and personalized butler service. With direct access to the warm Caribbean waters, guests can snorkel, swim, or suntan on their private deck. Guests can also indulge in a variety of all-inclusive dining options, spa services, and water sports like scuba diving and sailing. No matter how you choose to spend your holidays, Sandals South Coast guarantees a stunning stay.
Click Here to check the current rates and availability for Sandals South Coast
Overwater Bungalows in Mexico
Mexico is home to a handful of luxurious overwater retreats. From boutique branches of well-known resorts to new properties ready to wow. These are the Mexican overwater bungalows near Florida shores.
Palafitos Overwater Bungalows
Palafitos Overwater Bungalows, set in Playa del Carmen, is an enchanting overwater stay along the Mayan Riviera. With 30 luxurious bungalows, guests have the opportunity to immerse themselves in the beauty of Mexico’s Caribbean coastline. These bungalows showcase large glass floor panels that light up the bedroom and living areas. Each bungalow also boasts a private deck, plunge pool, and outdoor shower, creating a secluded and romantic space. The interior decor, featuring Aztec-style prints and Zapote wood furnishings, adds to the unique character of these accommodations.
As for the resort, Palafitos provides an all-inclusive luxury experience, with restaurants serving Mexican, Peruvian, Italian, and Asian cuisine. Finally, there’s 24-hour butler service, meaning every need is effortlessly catered to. So whether you’re watching the sunrise from your bungalow or indulging in a session at the Náay Spa, Palafitos is the epitome of class for overwater bungalows in the Caribbean.
Click Here to check the current rates and availability for Palafitos Overwater Bungalows
Banyan Tree Mayakoba
Set in Playa del Carmen, Mexico, Banyan Tree Mayakoba is an exclusive retreat along the Mayan Riviera. With its sprawling villas and multi-story retreats, it’s more than earned its AAA Five Diamond status. And while its suites aren’t placed directly over the water, many feature beachfront access, and all include a private heated pool. The lagoon villa sits overwater in the lagoon that runs parallel to the beach. That particular suite is a two-story masterpiece, featuring a heated plunge pool on the second floor. There’s also a spa bath and outdoor shower, with elegantly designed furnishing
Meanwhile, the resort’s commitment to sustainability is reflected in its eco-friendly practices, seamlessly blending nature with luxury. Guests can indulge in a range of rejuvenating spa treatments, embark on a romantic sunset cruise, or dine on East-meets-Wesst cuisine. So while it might not have the traditional overwater suites, Banyan Tree Mayakoba is a sanctuary in itself that must be experienced.
Click Here to check the current rates and availability for Banyan Tree Mayakoba
Rosewood Mayakoba
Also set in Playa del Carmen, Rosewood Mayakoba is an upscale resort that effortlessly blends natural beauty with refined elegance. The resort’s overwater suites, known as “Lagoon Studios,” are discreetly nestled alongside serene lagoons, providing guests with an intimate connection to nature. These suites offer private plunge pools, outdoor showers, and spacious decks adorned with wood and stone exteriors. With exceptional amenities, including a world-class spa, a championship golf course, and seven restaurants and bars, guests can truly unwind. Whether exploring the mangroves, relaxing on pristine beaches, or embarking on a romantic sunset cruise, Rosewood Mayakoba offers an unparalleled overwater experience.
Click Here to check the current rates and availability for Rosewood Mayakoba
Overwater Bungalow in Panama
Panama is home to several overwater bungalow resorts in Bocas del Toro. These resorts lack some of the extravagant bells and whistles of the resorts above, but their sustainable efforts are commendable. Most also have access to surf, jungle treks, and mangrove cruises through the nearby national park.
Nayara Bocas del Toro
Nayara Bocas del Toro is a luxurious resort situated on Frangipani Island, just a 20-minute water shuttle ride from Bocas Town. This resort offers stunning overwater rooms that allow guests to directly access the clear waters below. Nayara’s Overwater Pool Villas are the only bungalows in Panama that are overwater and have private pools. Other overwater suites feature large glass panels that allow guests to admire the rich marine life below. The resort has many amenities, including an outdoor swimming pool, one-of-a-kind “aerial beach”, a fitness center, and a treehouse. There’s a daily breakfast with American, vegetarian, or vegan options, as well as two restaurants that offer exceptional dining experiences. Additionally, there’s a dedicated tour desk that can help arrange activities and adventures around the island’s rich mangroves, jungles, and reefs. With its perfect combination of luxurious amenities and Caribbean charm, Nayara Bocas del Toro is one of the best overwater bungalows near Florida.
Click Here to check the current rates and availability for Nayara Bocas del Toro
Eclypse de Mar Acqua Lodge
Nestled in the archipelago of Bocas del Toro, Panama, Eclypse de Mar Acqua Lodge offers a true island experience. The eco-friendly lodge is built on stilts over azure waters, providing guests with an intimate connection to nature. The rustic chic bungalows, constructed with sustainable materials, are some of the most eco-friendly overwater bungalows in the Caribbean. Guests can peek through glass floor panels, indulge in delicious seafood cuisine, or embark on snorkeling adventures to explore the surrounding mangroves and coral reefs. And although it lacks the fine touches of some of the five-star resorts on this list, it more than makes up with its natural approach to life over water. Whether it’s diving into the local reef or exploring the neighboring national park, Eclypse de Mar Acqua Lodge provides an unrivaled escape for nature lovers in the Caribbean.
Click Here to check the current rates and availability for Eclypse de Mar Acqua Lodge
Punta Caracol Acqua Lodge
For those seeking overwater bungalows near Florida, Punta Caracol Acqua Lodge is a great eco-conscious option in Bocas del Toro. This rustic retreat offers spacious overwater bungalows perched above shimmering blue waters. Each bungalow provides a private terrace, ideal for unwinding in hammocks or taking refreshing dips in the waters below. The lodge’s dedication to sustainability is evident through its use of renewable energy and eco-friendly practices. Additionally, guests can fully immerse themselves in their natural surroundings, be it by exploring the vibrant coral reefs or cruising through the neighboring mangrove forests. With its unique combination of eco-consciousness and island charm, Punta Caracol Acqua Lodge offers a beautiful escape for nature lovers in the Caribbean.
Click Here to check the current rates and availability for Punta Caracol Acqua Lodge
Azul Over-the-Water Resort
Azul Over-the-Water Resort (formerly known as Azul Paradise) is a charming boutique retreat in Bocas that can’t be missed. With only 10 cozy bungalows elevated above the turquoise lagoon, this Caribbean getaway offers an intimate experience. Each bungalow comes with direct ocean access, a glass floor panel, a private sundeck, and a tempting overwater hammock. Whether you’re up for island hiking, a mangrove cruise looking for sloths, or trying your hand at paddleboarding Azul delivers an ideal island escape. Trust us, we’ve experienced the magic of this place, and it’s a postcard-perfect Caribbean escape.
Click Here to check the current rates and availability for Azul Over-the-Water Resort
Sol Bungalows
Sol Bungalows is the newest overwater resort in Panama’s gorgeous Bocas del Toro region. This rustic resort features bungalows with direct lagoon access, glass floor panels, outdoor showers, and overwater hammocks. The resort is styled in the local Afro-Caribbean decor, giving it an upbeat twist on overwater resorts. And for amenities, there’s a spa, as well as water sports like surfing and snorkeling. Other activities include mangrove tours, jungle hiking, and visits to Bocas Town, which is only 5 minutes away by boat. Finally, the resort is run on solar energy and rainwater catch, making it a sustainable choice for travelers. All said, Sol Bungalows offers charming, locally-styled overwater bungalows near Florida.
Click Here to check the current rates and availability for Sol Bungalows
Overwater Bungalows in Belize
There are more overwater bungalow resorts in Belize than anywhere else in the Caribbean! Best of all, none are from hotel chains, meaning each boutique property is unique from all the others. Keep reading to discover some of the best boutique overwater bungalows near Florida.
St. Georges Caye Resort
St. Georges Caye Resort is an intimate island escape off the coast of Belize. Set on a private private island with only 6 overwater bungalows, St George’s is the most intimate resort on the list. Guests at the resort are privy to personalized and attentive service at a fraction of the cost of other overwater bungalows. The bungalows themselves are charmingly built, with thatched roofs and natural wooden materials. Each room also features direct access to the sparkling waters below. The jetty creates a lovely swimming area just in front of the resort, perfect for swimming, snorkeling, and sunbathing. And for amenities, there’s a spa, onsite restaurant, and diving tours available. Considering its exclusive setting and great value, St. Georges Caye Resort offers amazing overwater bungalows near Florida.
Click Here to check the current rates and availability for St. Georges Caye Resort
Thatch Caye Resort
Thatch Caye Resort is the most secluded overwater bungalow near Florida. Set on a small private island, the resort is reachable only by boat. The castaway resort features thatched-roof bungalows with driftwood-style decor. And each rustic bungalow offers a private sundeck and hammock for guests to enjoy the beautiful view of the lagoon. The resort also packages great all-inclusive dining options and provides watersports like kayaking, paddle boarding, and snorkeling. With so many ways to enjoy your island paradise, you’ll never want to leave.
Click Here to check the current rates and availability for Thatch Caye Resort
Lina Point Belize Resort
For those looking for an affordable overwater bungalow near Florida, look no further than Lina Point Belize Resort. A serene oasis on Ambergris Caye, Lina Point offers beautifully appointed bungalows that provide a romantic space to connect. Guests can enjoy sweeping views of the water from their spacious deck, with sun loungers and a hammock. There are even swings and pools in some bungalows. As for the water, there’s a local reef just a short swim away. And unlike some of the more far-flung overwater bungalows and resort towns on the list, Linas is conveniently close to the local town. Meaning authentic Belizian flavors of life are just a short stroll away. For all these reasons, Lina Point promises an unforgettable overwater experience near Florida.
Click Here to check the current rates and availability for Lina Point Belize Resort
Coco Plum Island Resort
Coco Plum Island Resort is another beautiful overwater retreat in Belize. The resort runs on an all-inclusive, adult-only basis, making it a perfect escape for couples looking to unwind. The resort’s overwater bungalows feature thatched roofs and spacious decks, with panoramic views of the coral seas. Each bungalow provides direct access to the turquoise waters below, giving guests the chance to swim, snorkel, or kayak right from their doorstep. Aside from enjoying the calm Caribbean waters, guests can savor gourmet cuisine, or bask on the resort’s pristine beaches. With its idyllic setting and intimate setting, Coco Plum Island Resort is the perfect choice for couples seeking romantic overwater bungalows near Florida.
Click Here to check the current rates and availability for Coco Plum Island Resort
Cayo Espanto
Cayo Espanto is an exclusive resort set on a stunning private island. With only seven unique villas, it’s truly a secluded escape. And while there’s only one completely overwater villa, the beachfront villas also feature decks over the water with direct ocean access. The bungalows feature private plunge pools and outdoor showers. Spacious private sun decks allow guests to bask in the sun or dive into the warm waters below. As for the amenities, there’s the personalized butler service and a spa on offer. Couple that with the endless water sports and private pool luxuriating, and Cayo Espanto makes for an unforgettable Caribbean retreat.
Click Here to check the current rates and availability for Cayo Espanto
Overwater Bungalows on Other Islands
Here’s a collection of overwater bungalows from a few different Caribbean nations that truly wow!
Royalton Antigua Resort and Spa
The Royalton Antigua Resort and Spa‘s Chairman Overwater Bungalows are some of the finest overwater bungalows near Florida. Set on the island of Antigua, it’s one of the few family-friendly all-inclusive resorts of its caliber with overwater rooms in the Caribbean. The bungalows are luxurious havens with expansive glass floors, private pools, and overwater hammocks. They’re the perfect setting for a truly indulgent and private escape.
Beyond the overwater bungalows, the resort offers a variety of room types, including standard rooms and swim-up suites, catering to diverse preferences. Amenities include several dining options, a spa, and water sports, ensuring that there’s something for everyone to enjoy. With its combination of plush accommodations, stunning views, and exceptional amenities, the Royalton Antigua Resort and Spa is an ideal choice for an incredible overwater experience in the Caribbean.
Click Here to check the current rates and availability for Royalton Antigua Resort and Spa
Sandals Grande St. Lucian
Perched on its own private peninsula, Sandals Grande St. Lucian offers a slice of paradise kind of near Florida… Blessed with some of the most breathtaking views in the Caribbean, this couples-only, all-inclusive resort is a haven for romance. With a range of room types available, the overwater suites stand out as the epitome of exclusivity. The overwater rooms offer jetted infinity pools, soaking tubs for two, rain showers, and glass floor panels. And there’s always the butler service to cater to your every need.
And while the comforts of your overwater villa may be tempting, the resort offers an array of amenities to explore. Tee off at two nearby golf courses, embark on scuba diving adventures, or savor culinary delights at your choice of 12 on-site restaurants. With its unparalleled natural beauty and five-star amenities, Sandals Grande St. Lucian provides some of the most well-appointed overwater bungalows near Florida.
Click Here to check the current rates and availability for Sandals Grande St. Lucian
Anthony’s Key Resort
Anthony’s Key Resort is an all-inclusive retreat set in Roatan, Honduras. It’s a particularly great choice for ocean lovers. The bungalows sit over some of the clearest waters in the Caribbean. Guests can step directly from their bungalow into the sea, perfect for exploring the vibrant coral reefs. On top of great snorkeling and diving, guests can kayak, swim with dolphins, or explore the neighboring rainforest. The rest of the resort enjoys a laidback Caribbean vibe, and the island of Roatan itself is a treat to explore. With its world-class diving and laidback vibes, Anthony’s Key Resort offers charming overwater bungalows near Florida.
Click Here to check the current rates and availability for Anthony’s Key Resort
Aruba Ocean Villas
Aruba Ocean Villas is an incredible, eclectic overwater escape just a 3-hour flight from Florida. Each villa is thoughtfully and artistically designed with plenty of soul. Each room features private terraces with direct ocean access, oversized soaking tubs, private pools, and exquisite boho decor. Guests can indulge in a variety of activities such as snorkeling, kayaking, or simply basking on the pristine beaches. The attentive staff at Aruba Ocean Villas ensures that every desire is catered to, creating a personalized and unforgettable experience. With its exceptionally crafted bungalows, Aruba Ocean Villas offers an incredible overwater escape near Florida.
Click Here to check the current rates and availability for Aruba Ocean Villas
Amanyara
Amanyara is the epitome of exclusivity. Set along the pristine shores of Providenciales in Turks & Caicos, this ultra-luxe resort is only a 2-hour flight from Miami. And among the myriad of reasons to choose Amanyara, is its incredible location. With its own private beach bordering a national park, Amanyara boasts some of the finest diving spots in the Caribbean. As for accommodations, there are Pavilions and Villas to choose from. Select Pavilions are positioned over the water, and some villas seemingly float above serene pools. These spacious and elegantly designed villas feature private infinity pools, outdoor showers, and expansive decks.
Amanyara takes wellness to heart, offering a holistic program that welcomes guests to join daily classes. The resort’s all-inclusive package includes snorkeling and non-motorized water sports, as well as afternoon tea. Complementing its focus on well-being, Amanyara offers a pilates studio, yoga sala, and four tennis courts. Undoubtedly, Amanyara Resort is an exceptional choice for those in search of the best overwater villa near Florida.
Click Here to check the current rates and availability for Amanyara
Overwater Bungalows in Cuba
Although it’s sometimes a tricky travel destination, Cuba is one of Florida’s closest Caribbean neighbors! And it happens to be home to two overwater bungalow resorts.
Cayo Guillermo Resort Kempinski
Cayo Guillermo Resort Kempinski, located in Cuba’s breathtaking Cayo Guillermo, offers gorgeous overwater villas. Perched above the turquoise waters of the Caribbean, each overwater villa is elegantly designed, featuring spacious interiors, private balconies, and direct access to the pristine waters below. The Presidential Water Villa Hemingway in particular is an extravagant creation, with a private pool and two in-suite bedrooms. With luxurious amenities and stunning views, guests can indulge in the ultimate tropical escape, only an hour’s flight from Miami.
Click Here to check the current rates and availability for Kempinski Resort
Hotel Meliá Cayo Coco
Hotel Meliá Cayo Coco is another overwater bungalow resort located in Cuba. Set on the expansive Play Las Coloradas on Cayo Coco, the hotel boasts a beautiful beach alongside its overwater bungalows. There are a variety of lagoon villas available, with and without ensuite living rooms. The rooms themselves are comfortably appointed, with private balconies to enjoy the views. As for the resort, you’ll find amenities like a fitness center, spa, and large outdoor pool. There’s also the beautiful beach with watersports available, as well as great Cuban cuisine on site. And while its overwater villas lack some of the bells and whistles of some of the other resorts on the list, it is a great value pick for an overwater bungalow near Florida.
Click Here to check the current rates and availability for Hotel Meliá Cayo Coco
That’s it for the complete guide to the best overwater bungalows near Florida! Hopefully, you’ve found the perfect overwater escape for your upcoming travels. And if you’re interested in flying a bit further, try my Best Overwater Bungalows in the Philippines guide, or my Best Overwater Bungalows in Malaysia guide! Happy travels!