For those dreaming of an overwater escape in the tropics, paradise is closer than you think. In this article, I’ve compiled the 25 best overwater bungalows in or near the USA. From all-inclusive retreats in Jamaica to boutique eco-resorts in Panama, read on to discover the most swoon-worthy getaways just a short flight from home. Whether you’re seeking a private pool, a private island, or a secluded beach bungalow, here are the most stunning overwater villas near the USA.
25 Best Overwater Bungalows In Or Near the USA
You’ll find the 25 best Over Water Bungalows near the USA below, with a table showing current resort rates. The prices listed are per night and are subject to change. Some of the resorts below are all-inclusive, and I’ve listed the price per night for 2 guests.
ACCOMMODATION COMPARISON TABLE
25 BEST OVERWATER BUNGALOWS IN OR NEAR THE USA
While there’s only one resort with overwater bungalows in the USA, there are over two dozen overwater resorts within a short flight from the States. From the crystal clear waters of the Caribbean to the beauty of the Mayan Riviera, the following resorts have made the most of their gorgeous settings.
Disney’s Polynesian Village Resort
Disney’s Polynesian Village Resort is the only resort with overwater bungalows in the USA to make the list. Set in the heart of Disney World in Orlando, the Polynesian Village Resort offers a taste of Tahiti without the long-haul flights. Its overwater rooms are known as the Bora Bora Bungalows, and feature a blend of Disney charm and Polynesian-inspired design. The bungalows come equipped with 2-bedrooms, a full kitchen, and private plunge pools.
Amenities include world-class dining, themed pools, a white-sand beach, and easy access to the Disney parks. However, a night at Disney’s Polynesian Village Resort can cost as much as a week in an Overwater Bungalow in Tahiti! That said, a stay at Disney’s Polynesian Village Resort is a great way to experience the magic of overwater bungalows in the USA.
Overwater Bungalows Near the USA in Jamaica
There are two Sandals resorts featuring luxurious overwater bungalows in Jamaica. Both are all-inclusive couple-only resorts with all the high-end amenities associated with water villas. They’re a great choice for couples looking for the best overwater bungalows in the USA.
Sandals Royal Caribbean
Set in Montego Bay, Jamaica, Sandals Royal Caribbean is a couples-only, all-inclusive resort that offers a collection of Tahitian-style overwater bungalows. Decadently designed, these overwater suites feature glass floor panels, indoor/outdoor living spaces, private infinity pools, and oversized soaking tubs. The bungalows themselves are built off a private island, offering a romantic setting. Despite its secluded nature, guests can enjoy the convenience of all-inclusive amenities both on their private island and on the mainland section of the resort. Amenities on land include a fitness center, a five-star spa, several restaurants, water sports, and more. Coupled with exceptional service and stunning surroundings, Sandals Royal Caribbean is an amazing choice for overwater bungalows near the USA.
Sandals South Coast
Located in Whitehouse, Jamaica, Sandals South Coast is another idyllic paradise for couples and honeymooners. Romantics will love the glass-floored chapel and heart-shaped jetty. The bungalows also create a dreamy atmosphere, with glass floors, soaking tubs, overwater hammocks, and more. Each bungalow offers direct access to the turquoise waters below, with guests able to snorkel and swim just off their private deck. There are also all-inclusive dining options, water sports, spa experiences, and unadulterated lounging to pass the time at this heavenly retreat. No matter how you choose to spend your stay, Sandals South Coast offers some of the best overwater bungalows in or near the USA.
Overwater Bungalows in Mexico
Mexico has several luxurious overwater retreats, including boutique branches of well-known resorts and new properties ready to impress. These overwater bungalows are located near the shores of Florida, making them a great substitute for overwater bungalows in the USA proper.
Palafitos Overwater Bungalows
Set in Playa del Carmen, Palafitos Overwater Bungalows is an enchanting overwater resort in the Mayan Riviera. With 30 adult-only bungalows set along the beach, guests can fully immerse themselves in their gorgeous surroundings. Each bungalow has a private deck, plunge pool, and outdoor shower, offering an exclusive and intimate atmosphere. The interior decor features Aztec-style prints and Zapote wood furnishings, adding to the charm and uniqueness of the stay.
As for amenities, Palafitos offers a luxury all-inclusive experience, with a spa, fitness center, and 3 pools. The restaurant serves Mexican, Peruvian, Italian, and Asian cuisine, with other dining options just a short walk along the beach. As a bonus, guests enjoy 24-hour butler service, with every need carefully catered to. So whether you’re watching the sunrise from your bungalow or indulging in a session at the Náay Spa, Palafitos is the epitome of class for overwater bungalows near the USA.
Banyan Tree Mayakoba
Banyan Tree Mayakoba is another exclusive retreat in Play del Carmen. This resort has earned its AAA Five Diamond status with its sprawling villas and multi-story retreats. Although some suites don’t have direct access to the water, many have beachfront access and all come with a private heated pool. The lagoon villa is situated over water in a tranquil lagoon that runs parallel to the beach. It’s a two-story suite with a heated plunge pool on the second floor, a spa bath, and an outdoor shower. The furnishings are elegantly curated, with an elevated experience in mind.
The resort prioritizes sustainability and incorporates eco-friendly practices to seamlessly combine luxury and nature. Guests can enjoy a variety of spa treatments, take a romantic sunset cruise, or savor East-meets-West cuisine. Although it doesn’t offer traditional overwater suites, Banyan Tree Mayakoba is a stunning sanctuary that shouldn’t be missed. It’s at the top of my list for best overwater bungalows near the US.
Another gem in Play del Carmen, the Rosewood Mayakoba is a luxurious resort that seamlessly combines natural beauty with sophisticated design. The resort’s Lagoon Studios, which are situated within a mangrove forest, allow guests to enjoy a close connection with nature. These studios feature private plunge pools, outdoor showers, and spacious decks carved from wood and stone.
Guests can enjoy a wide range of outstanding amenities, such as a world-class spa, a championship golf course, and seven restaurants and bars. Whether exploring the mangroves, relaxing on pristine beaches, or taking a romantic sunset cruise, Rosewood Mayakoba provides an exceptional overwater experience that is second to none. It’s a top pick for the best overwater bungalows near the USA.
Overwater Bungalow in Panama
Bocas del Toro, along Panama’s Caribbean coastline, is known for its rustic overwater resorts. Most of these boutique properties provide a more natural and laidback approach to overwater living, with access to rich mangrove systems, coral reefs, beaches, and jungles nearby. And being a reasonable flight away from Houston or Miami, they make a great alternative to the limited overwater bungalows in the USA.
Nayara Bocas del Toro
Nayara Bocas del Toro is the premiere overwater resort in the Bocas del Toro region. Located on Frangipani Island, it’s just a 20-minute water shuttle ride from Bocas Town. The resort is home to the only overwater bungalows with private pools in Panama, with its other overwater suites featuring oversized glass floor panels. For those who prefer to stay on land, the resort also offers unique treehouse accommodations
Nayara features the most expansive facilities in the region, with a fitness center, resort pool, one-of-a-kind “aerial beach,” restaurants, and spa. Guests can enjoy American, vegetarian, or vegan breakfast, and the tour desk is always on hand to arrange island adventures. It’s the perfect mix of luxury and Caribbean charm and one of the best overwater bungalows in or near the USA.
Punta Caracol Acqua Lodge
For those seeking overwater bungalows near the US, Punta Caracol Acqua Lodge is a great eco-conscious option in Bocas del Toro. The intimate overwater bungalow retreat boasts spacious accommodations above crystal-clear blue waters. Each suite offers a private terrace with hammocks and direct lagoon access, with locally sourced wooden interiors.
The lodge prioritizes sustainability and eco-friendly practices, utilizing renewable energy, on-site waste management, and a completely local workforce. With 98% of the grounds protected as a pristine natural reserve, guests can fully immerse themselves in their beautiful surroundings. All things considered, Punta Caracol Acqua Lodge is the perfect choice for nature lovers in search of boutique overwater bungalows near the USA.
Azul Over-the-Water Resort
For those in search of a charming overwater bungalow near the States, look no further than Azul Over-the-Water Resort (also known as Azul Paradise). This Caribbean getaway boasts 10 cozy bungalows perched above a turquoise lagoon, providing an intimate experience. Each bungalow offers direct ocean access, a glass floor panel, a private sundeck, and an inviting overwater hammock.
The resort has a white sandy beach with hammocks, and a beachfront restaurant serving great seafood. Whether you’re interested in island hiking, taking a mangrove cruise to the national park, or trying your hand at paddleboarding, Azul provides the perfect island escape. We can attest to the magic of this place – it’s truly a postcard-perfect Caribbean getaway.
Sol Bungalows is a delightful new resort located in the stunning Bocas del Toro region of Panama. This rustic resort offers bungalows with direct lagoon access, as well as glass floor panels, outdoor showers, and overwater hammocks. Sol is decorated in the local Afro-Caribbean style, which provides a fresh twist to the overwater resort experience. In terms of amenities, the resort has a spa and offers water sports such as surfing and snorkeling.
Guests can also take part in activities like mangrove tours, jungle hiking, and trips to Bocas Town, which is just a 5-minute boat ride away. Finally, the resort is powered by solar energy and rainwater catchment systems, making it a sustainable choice for travelers. All in all, Sol Bungalows is an ideal destination for those seeking charming, locally-styled overwater bungalows in or near the USA.
Urraca Private Island
Urraca Private Island is a divine eco-friendly resort situated off a private island in Bocas del Toro. Featuring sustainably built overwater bungalows with private decks, terraces, and stunning ocean views, it’s an intimate natural escape. The resort boasts a saltwater pool and is home to over a dozen monkeys rescued from the fur trade, adding a unique touch to the experience.
Guests can partake in various activities such as local fishing tours, jungle treks, snorkeling, island hopping, and traditional Ngäbe cooking classes. Most importantly, guests rave about the exceptional hospitality that makes this charming boutique resort stand out. Urraca is a stand-out pick for those seeking an unforgettable overwater bungalow experience near the USA.
Eclypse de Mar Acqua Lodge
Eclypse de Mar Acqua Lodge is a unique overwater resort in the Bocas del Toro archipelago. This eco-friendly lodge is built on stilts above the beautiful blue waters, giving guests an opportunity to connect with nature. The bungalows, which are constructed using locally sourced materials, have a rustic chic design and a Robinson Crusoe vibe. Each room features a spacious 4-poster bed and a private deck with access to the lagoon below.
For amenities, guests can enjoy delicious seafood cuisine, go on snorkeling adventures, explore the nearby mangroves and coral reefs, or simply take a peek through the glass floor panels. Although it may not have all the luxurious amenities of other five-star resorts on the list, it more than makes up for it with its natural approach to overwater life. Whether you’re interested in diving at the local reef or exploring the neighboring national park, Eclypse de Mar Acqua Lodge promises gorgeous overwater bungalows near the USA.
Overwater Bungalows in Belize
Belize is home to half a dozen overwater bungalow resorts! Each is individually owned, making them all one-of-a-kind. The following are great proxies for the best overwater bungalows in the USA.
St. Georges Caye Resort
St. Georges Caye Resort is a secluded island getaway located off the coast of Belize. The resort is situated on a private island and features just 6 overwater bungalows, making it the most intimate property on the list. Guests at St George’s receive exceptional personalized service at a fraction of the cost of other overwater resorts. The bungalows themselves are charmingly built, with natural wooden materials and thatched roofs.
Additionally, each room has direct access to the sparkling waters below. The jetty creates an idyllic swimming area in front of the resort, ideal for ocean dips, snorkeling, and sunbathing. The resort also offers amenities such as a spa, an onsite restaurant, and diving tours. With its exclusive location and excellent value, St. George’s Caye Resort provides some of the best value overwater bungalows near the US.
Thatch Caye Resort
Thatch Caye Resort is the closest thing to secluded overwater bungalows in the USA. Situated on a small private island, the only way to reach it is by boat. The resort offers thatched-roof bungalows with driftwood-style decor, providing a castaway experience. Each rustic bungalow comes with a private sundeck and hammock, enabling guests to enjoy lagoon views from the comfort of bed. The resort also offers all-inclusive dining options and watersports like kayaking, paddle boarding, and snorkeling. With so many ways to enjoy this island paradise, you’ll never want to leave.
Lina Point Belize Resort
For those looking for affordable overwater bungalows near the USA, look no further than Lina Point Belize Resort. Lina Point is a tranquil haven on Ambergris Caye that offers couples a chance to connect in a beautiful setting. The elegantly furnished bungalows provide stunning views of the water. Rooms feature spacious decks, equipped with sun loungers and a hammock. Some bungalows even have swings and private pools.
The local reef is just a short swim away, and unlike many other resorts on this list, Lina Point is conveniently close to the local town. This means guests can take a leisurely stroll and experience authentic Belizian life and cuisine. With all this, Lina Point promises an unforgettable overwater experience just a short flight from the States.
Coco Plum Island Resort
Coco Plum Island Resort is a beautiful overwater retreat that caters exclusively to adults on an all-inclusive basis. It’s an ideal spot for couples seeking a relaxing getaway. The resort’s overwater bungalows have thatched roofs and large decks with breathtaking views of the coral sea. Each bungalow offers direct access to the turquoise waters below, so guests can easily swim, snorkel, or kayak.
Besides enjoying the serene Caribbean waters, guests can indulge in gourmet cuisine or lounge on the white sandy beaches. With its picturesque and cozy atmosphere, Coco Plum Island Resort is the perfect destination for couples who want to experience romantic overwater bungalows near the USA.
Cayo Espanto is a luxurious resort hidden away on a breathtaking private island. The resort offers only seven uniquely built villas, providing a truly secluded getaway. While there’s only one fully overwater villa, the beachfront villas boast decks that extend over the water, allowing direct access to the ocean. The villas also feature private plunge pools and outdoor showers.
The overwater villa built completely over the sea is the most jaw-dropping overwater suite in Belize. The suite features an expansive wrap-around terrace, a private plunge pool, and oversized glass floor panels. If this wasn’t enough, the resort also offers personalized butler service and a spa for the utmost relaxation. That coupled with endless water sports and exceptional service make Cayo Espato one of the best alternatives for overwater bungalows in the USA.
Overwater Bungalows on Other Islands
Here’s a collection of overwater bungalows from a few different Caribbean nations that truly wow. Some of these islands are a bit further, but most are only a 2-3 hour flight from the States and make for great substitutes for overwater bungalows in the USA.
Royalton Antigua Resort and Spa
The Royalton Antigua Resort and Spa offers some of the finest overwater bungalows near the USA. Set on the island of Antigua, it’s one of the few family-friendly all-inclusive resorts of its caliber (with overwater rooms in the Caribbean). The bungalows are luxurious havens with expansive glass floors, private pools, and overwater hammocks. They’re the perfect setting for a truly indulgent and private escape.
Beyond the overwater bungalows, the resort offers a variety of room types, including standard rooms and swim-up suites, catering to diverse preferences. Amenities include several dining options, a spa, and water sports, ensuring that there’s something for everyone to enjoy. With its combination of plush accommodations, stunning views, and exceptional amenities, the Royalton Antigua Resort and Spa is an ideal choice for an incredible overwater experience in the Caribbean.
Sandals Grande St. Lucian
Perched on its own private peninsula, Sandals Grande St. Lucian offers a slice of paradise kind of near the States. Blessed with some of the most breathtaking views in the Caribbean, this couples-only, all-inclusive resort is a haven for romance. With a range of room types available, the overwater suites stand out as the epitome of exclusivity. The overwater rooms offer jetted infinity pools, soaking tubs for two, rain showers, and glass floor panels. Not to mention there’s the 24-hour butler service to cater to your every whim.
And while the comforts of your overwater villa may be tempting, the resort offers an array of amenities to explore. Tee off at two nearby golf courses, embark on scuba diving adventures, or savor culinary delights at your choice of 12 on-site restaurants. With its unparalleled natural beauty and five-star amenities, Sandals Grande St. Lucian provides some of the most well-appointed overwater bungalows near the USA.
Anthony’s Key Resort
Anthony’s Key Resort in Roatan, Honduras is an all-inclusive retreat that caters to ocean lovers. Its bungalows are situated over some of the clearest waters in the Caribbean, and allow guests to step directly into the sea from their rooms. The resort offers excellent opportunities for snorkeling and diving, with vibrant coral reefs to explore nearby.
Guests can also enjoy kayaking, swimming with dolphins, and ziplining in the rainforest. The resort exudes a relaxed Afro-Caribbean atmosphere, and the island of Roatan is one of my favorite destinations to explore. With its top-notch scuba diving options and laid-back ambiance, Anthony’s Key Resort is an ideal choice for those seeking lowkey overwater bungalows near the USA.
Aruba Ocean Villas
Without a doubt, Aruba Ocean Villas offers the best overwater bungalows near the USA. This amazing overwater retreat is just a 3-hour flight from Florida and features the most luxurious yet whimsical villas in the Caribbean. Each villa is uniquely designed and decorated in an eclectic, castaway style, featuring expansive terraces, oversized soaking tubs, private pools, and stunning boho decor.
Guests can enjoy a variety of activities such as snorkeling, kayaking, or just lounging on the pristine beaches. The staff at Aruba Ocean Villas are attentive and dedicated to ensuring that every guest’s needs are met, creating a personalized and unforgettable experience. With its soulfully crafted bungalows, Aruba Ocean Villas is the perfect destination for a world-class overwater getaway near the States.
Set along the stunning shores of Turks& Caicos, Amanyara is the epitome of exclusive overwater living. The ultra-luxe resort offers accommodations styled as Villas and Pavillions. Select Pavillions are built overwater, with some Villas appearing to float above the vast pool. These spacious and elegantly designed suites come equipped with private infinity pools, outdoor showers, and expansive terraces.
Amanyara boasts some of the finest diving in the Caribbean, sharing a beach with a national park renowned for its rich marine life. The resort also prides itself on its wellness programs and holistic living, offering all-inclusive access to a pilates studio, yoga sala, and four tennis courts. Snorkeling and water sports are also included, making it a perfect getaway for the active traveler. Without a doubt, Amanyara provides exceptional overwater bungalows near the USA.
Bitter End Yacht Club
Bitter End Yacht Club is a world-renowned resort in the British Virgin Islands. After being destroyed by Hurricane Irma, the resort was subsequently rebuilt and now offers the first overwater rooms in the British Virgin Islands. Each bungalow is tastefully decorated, with modern amenities, and a private deck with panoramic views of the Caribbean Sea.
Bitter End is the ultimate destination for water sports enthusiasts, offering a wide range of activities such as sailing, kiteboarding, and windsurfing. The yacht club also boasts a state-of-the-art marina, with lessons available for its guests. With its rich maritime heritage and the only overwater bungalows in the British Virgin Islands, Bitter End Yacht Club is a world-class destination for sailors, and offers some of the classiest overwater bungalows near the USA.
Overwater Bungalows in Cuba
Although it’s sometimes a tricky travel destination, Cuba is one of the USA’s closest Caribbean neighbors. It currently offers two unique overwater resorts, which technically happen to be the nearest thing to overwater bungalows in the USA.
Cayo Guillermo Resort Kempinski
Nestled in the stunning Cayo Guillermo region of Cuba, Resort Kempinski boasts stunning overwater villas. Positioned above the crystal-clear Caribbean waters, each villa is beautifully crafted with spacious interiors, private balconies, and direct access to the pristine waters below. The opulent Presidential Hemingway Water Villa is a true masterpiece, complete with a private pool and two en-suite bedrooms. Guests can revel in the ultimate tropical getaway, with lavish amenities and breathtaking views, all just an hour’s flight away from Miami.
Hotel Meliá Cayo Coco
Hotel Meliá Cayo Coco situated on Playa Las Coloradas, is the last resort to make the list! The oceanfront hotel offers a stunning beach and overwater bungalows for guests to enjoy. The resort has a variety of lagoon villas, some with ensuite living rooms. The rooms are cozy and have private balconies with beautiful views.
The resort offers amenities such as a fitness center, spa, and large outdoor pool. Guests can also enjoy watersports and delicious Cuban cuisine. While the overwater villas may not have all the luxe features of other resorts, it’s an excellent value option for those seeking an overwater bungalow near the USA.
That’s it for the complete guide to the best overwater bungalows in or near the USA. Hopefully, you’ve found the perfect overwater escape for your upcoming trip. And if you’re interested in flying a bit further, try my Best Overwater Bungalows in the Maldives guide, or my Best Overwater Bungalows in Tahiti guide! Happy travels!